This would be N 5600 for a total of N 45,000. Late fee: One-time fee of 8.8% of the outstanding amountĪ borrower who takes out a N40,000 loan during our 61-day term would owe a service/interest fee as low at 14%. Rates and fees for loans: Loan amounts from N 5,000 to N 100,000 The loan tenure starts at 7 days. This is less than the minimum 30 day tenure that the CBN recommends for personal loans providers who are short-term. To prevent auto debit, you can change the password on your ATM card. It might also charge you overdue fees before the end your 30 day tenure. Keep your proof of payment handy as it might take some time for your dashboard to clear.īe aware of your repayment plan when taking out a loan. The app may attempt to auto-debit you on the due date for the first installment of a 30-day loan. NextCredit has other issues, such as networking issues that make it difficult for customers to use their ATM cards. It also takes a while to acknowledge loan repayments. Be patient after repaying your loan. This app offers very low-interest loans, with a tenure of just 7 to 14 days. The average loan amount on this app is N3,000. Its availability on Google Play store does not guarantee that transactions made on it are secure. You are responsible for your security when using loan apps in Nigeria through the play store. READ ALSO: Download CreditPro Loan App Apk For Free You will need to take a clear selfie of your identity so make sure you have enough storage.If you are eligible for a loan the amount will be transferred directly to your bank account. You should see the result in less than 2 minutes.After you submit your loan application, the software will evaluate your credit score.To confirm your details, a one-time OTP password will be sent to you.This will increase your chances of getting a loan amount that is higher. To bind your ATM card with your account, you will be charged N30. Your Biometric verification number BVN will also be requested.This includes your residential address and next of kin details. Please fill in your Kwow-your customer KYC information.For verification, it is preferable that you use the phone number associated to your BVN.Register with your phone number to create an account.Install the NextCredit personal loan app exclusively on the Google Playstore.How to download APK and apply for a loan through NextCredit Customer service number for NextCredit Loan App.What happens if I fail to repay my loan on time?.What are the requirements of Nextcredit.How to download APK and apply for a loan through NextCredit.The algorithm will analyze your data, calculate your credit score, and offer you a loan within a few hours. Just download the app from Google Play store and provide some information about you. You will be able to get higher amounts if you keep your bank transaction messages up and have no outstanding debts from other loan apps. It has received over 10k downloads and mixed reviews. It uses a loan program to gather information about potential customers, including phone records, banking transaction alerts and BVN in order to improve each borrower’s credit score. NextCredit loan app, now rebranded, has been available on Google Play since last year. It offers short-term personal loans and other services. This Android-based app offers collateral-free loans starting at N1,000 and up to N1,000,000 with minimal documentation. NextCredit Loan App, a Nigerian digital lending app, is now known as NextCredit. NextCredit Loan App is a loan application that grant quick and instant loan to Nigerians to solve personal and business issues.
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